As well as a spouse's death in retirement pension, a lump sum death benefit is also payable if you die within five years of taking your pension.

The lump sum is paid to your beneficiaries at the discretion of the scheme trustee, so it's really helpful if you let us know who you'd like to benefit.

You can do this by visiting the Nominated Beneficiaries section of this website and completing the online form. And if you've already done this, you can review your nominations and make changes at any time. If you need any help with this you might want to watch our video below.

You can find out about death in retirement benefits by reading the scheme booklet that's available in the scheme information section of this website.